DON’T RISK IT, MAKE SURE YOU HAVE PROTECTION!
One of the main questions we get asked at this time of year is whether you need to take out your own contents insurance. Unfortunately, the simple answer to that is yes. The landlord will likely have their own insurance that covers the building and provided furniture. However, we can confirm that any belongings that you bring with you during your tenancy are not covered by that.
It’s not essential, but if you have lots of expensive gear that you’d feel safer protecting then it’s best to take out Tenant Contents Insurance. We recommend HomeLet for this. They are highly professional in what they do and, what’s more, they understand lettings inside and out. Something that other insurance providers can’t necessarily boast about.
You may not believe it, but student homes are one of the most targeted types of home for thieves. Usually 4-6 students live in each home – each with their own collection of very expensive equipment, and who often leave for the weekend or are out for the majority of the day. While there are many precautions that you can take to ensure that your home isn’t targeted, it’s worth taking out contents insurance so that you know that if the worst happens, you’re protected.
What’s more, HomeLet are Gold-Rated by Feefo for 2018. This means that through independent feedback by Feefo, HomeLet’s tenant insurance has been given a score of at least 4.5 out of 5 by 4568 of their customers. Not bad at all!
While we recommend HomeLet for their expertise in lettings, there are plenty of alternative insurance providers out there. We highly recommend that you shop around and find the product best for you.