It’s been well documented that the government has given landlords the option to request a 3-month payment holiday from mortgage lenders if their tenants have been adversely affected by COVID-19. However, what’s not been very well documented is the consequences of a landlord exercising this option.

If you’re struggling to pay your rent as a result of circumstances surrounding the COVID-19 pandemic, landlords are going to need clear evidence that you have exhausted your own options for financial help and welfare before you come to them asking for options on what they can do to help you.